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CU Times compiles our exclusive data sets in combination with information recieved from NCUA and other federal agencies to give a clear view of lending trends involving credit unions (i.e. mortgage, auto loans, HELOCs, student loans).
RANCHO CUCAMONGA, Calif. - CU West Mortgage, a mortgage lending company formed in December by the California Credit Union League and Orange County Teachers FCU, is celebrating several notable milestones. Earlier this month, the company was approved to make loans through the California Public Employee Retirement Systems (CalPERS), which provides...
MCLEAN, Va. - Nearly half - 45% - of loans owned by Freddie Mac that were refinanced in the fourth quarter 2003 resulted in new mortgages at least 5% higher in amount than the original mortgages. This compares, Freddie Mac's quarterly refinance review shows, to an upwardly adjusted 34% of...
WASHINGTON - The Department of Housing and Urban Development will use the Internet on Feb. 27-28 to sell up to 4,000 homes it acquired through foreclosure throughout the continental U.S. HUD plans to publicize the auction in major newspapers around the country and use special procedures in listing homes for...
WASHINGTON - Treasury Secretary John Snow is scheduled to testify Sept. 4 in front of the House Financial Services Committee on the regulatory structure of the housing government sponsored enterprises Freddie Mac and Fannie Mae. Committee members are expected will ask Snow to comment on suggestions that regulation of the...
BIDDEFORD, Me. -The more than 14,000 members of St. Joseph's Credit Union who are interested in applying to the credit union for a mortgage can now file an application 24/7 and get almost instant approval - without ever speaking to a loan officer - by accessing MortgageClickT from the credit...
WASHINGTON - The Senate Banking Committee has tentatively scheduled a hearing July 22 to consider the nomination of Mark Brickell to supervise Freddie Mac and Fannie Mae. The Brickell confirmation hearing would become the fourth congressional hearing scheduled on the government sponsored enterprises in the wake of Freddie Mac's accounting...
AMARILLO, Texas - Amarillo Community FCU reached an agreement with Irwin Mortgage Corp. for the residential mortgage lender to facilitate mortgages for the $90.5 million credit union. Irwin Mortgage will have a trained mortgage professional on-site at Amarillo Community FCU's main office. The company will originate mortgages and service them...
ATLANTA - Delta Employees CU, the largest credit union in Georgia, has reached an agreement to use CU National Mortgage to implement the Prime Alliance mortgage solution on the $2.4-billion credit union's Web site. "Our members work in all time zones, live all across the country, and expect premier service...
ROCKY HILL, Conn. - With only a little more than a month left to go until the end of 2002, executives at Integrated Loan Services (ILS), a unit of Fiserv Inc., compared notes and came up with their list of forecasts for the mortgage-lending environment in 2003. These are some...
BARTLESVILLE, Okla. - Credit unions, like most mortgage lenders, have benefited from the record low interest rates over the past year. But interest rates will eventually start to turn up, and when they do CUs won't just walk away with larger mortgage portfolios, they'll also take with them valuable lessons...
From Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
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Social media scams, phishing, and telephone-oriented attack delivery are a few of the increasingly sophisticated attack methods by cybercriminals. Learn more about these evolving techniques and how to protect your members.
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Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.
Download ResourceFrom Open Lending
This white paper offers credit unions a strategic advantage with insights for planning and exploring new opportunities in the evolving automotive financing landscape. Leverage this information to contribute to the long-term success and sustainability of your credit union in 2024.
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Download ResourceFrom Elan Credit Card
Customer payment expectations are shifting. Explore the top five merchant payments trends we’re watching in 2023 and learn how a partnership may help meet the needs of your members.
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Nearly 33% of cardholders increased their credit card spending over the last six months, showing how critical credit cards are in today's economic environment.
Download ResourceFrom Elan Credit Card
Young adults are the future of your credit union. From college to home-buying, learn why credit cards are key to winning the loyalty of Gen Z and millennials.
Download ResourceFrom Elan Credit Card
With the current economic environment and rise in interest rates, credit unions may find the credit card market increasingly complex to operate internally. Learn why shifting from insourcing to outsourcing your credit card program can benefit your credit union.
Download ResourceFrom Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
Download ResourceFrom TransUnion
What if you could get your offer to consumers before the competition?
Download ResourceFrom Elan Credit Card
Unlock insights into the spending habits and motivations of new cardholders! Explore why so many chose general-purpose credit cards and what this trend means for industry leaders.
Download ResourceFrom Alogent
Managing deposits effectively is more crucial than ever to keep pace with member expectation. Discover how a transaction level approach to deposit automation delivers unmatched speed, a lower risk for fraud, and reduced operating costs.
Download ResourceFrom Alogent
Explore how cloud-based solutions revolutionize deposit management and transaction processing for credit unions. Download the white paper now!
Download ResourceFrom Alogent
Enhance your credit union’s security with a comprehensive approach to check fraud mitigation. Discover how built-in capabilities safeguard both your organization and your members.
Download ResourceFrom Alogent
Access this white paper to discover how modern technology is revolutionizing payment experiences while lowering operational costs.
Download ResourceFrom Alkami
This comprehensive market study dives deep into the contrasting views between financial institutions and account holders, offering critical insights that can drive your credit union's strategic decisions.
Download ResourceFrom Open Lending
Millennials and Gen Z consumers represent a significant opportunity for credit union lenders. This report uncovers key trends and insights about their credit outlook and how to capture their long-term value.
Download ResourceFrom Elan Credit Card
As quickly as technology advances, so do the expectations of your members. Learn what digital capabilities and solutions are trending, how much credit unions are investing, and what’s next in payments innovation.
Download ResourceFrom Elan Credit Card
Struggling to keep your credit card program profitable? Discover why many leaders are turning to the agent issuing model.
Download ResourceFrom Elan Credit Card
Consumers with general-use credit cards average 37% higher monthly spend than those with co-branded cards. Learn more preferences, habits, and trends in this new report from Elan Credit Card and PYMNTS Intelligence.
Download ResourceFrom Elan Credit Card
Social media scams, phishing, and telephone-oriented attack delivery are a few of the increasingly sophisticated attack methods by cybercriminals. Learn more about these evolving techniques and how to protect your members.
Download ResourceFrom Elan Credit Card
Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.
Download ResourceFrom Open Lending
This white paper offers credit unions a strategic advantage with insights for planning and exploring new opportunities in the evolving automotive financing landscape. Leverage this information to contribute to the long-term success and sustainability of your credit union in 2024.
Download ResourceFrom Elan Credit Card
Learn where consumers are applying for credit cards, what type of spenders they are, what features are most persuasive, and what smaller financial institutions should focus on to continue expanding their market share.
Download ResourceFrom Upstart
When Vantage West CU decided to prioritize a seamless digital experience and data-driven lending decisions, they knew the right partner was critical. Download this case study and discover how they diversified their loan portfolio, acquired 1400 new members in 6 months, and built in flexibility to withstand the economic cycles.
Download ResourceFrom Elan Credit Card
Customer payment expectations are shifting. Explore the top five merchant payments trends we’re watching in 2023 and learn how a partnership may help meet the needs of your members.
Download ResourceFrom Elan Credit Card
Nearly 33% of cardholders increased their credit card spending over the last six months, showing how critical credit cards are in today's economic environment.
Download ResourceFrom Elan Credit Card
Young adults are the future of your credit union. From college to home-buying, learn why credit cards are key to winning the loyalty of Gen Z and millennials.
Download ResourceFrom Elan Credit Card
With the current economic environment and rise in interest rates, credit unions may find the credit card market increasingly complex to operate internally. Learn why shifting from insourcing to outsourcing your credit card program can benefit your credit union.
Download ResourceFrom Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
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