Expert Opinion

As price increases inflate the cost of living for many Americans, some CUs are focused on managing liquidity.

CUs must develop, monitor and evolve risk management strategies to reduce threats to members and their data.

The CFPB determines members aren't savvy enough to track their balances or know when they might be overdrawing.

CUs that deliver a steady stream of revenue can continue to invest in better products and additional benefits for members.

Be the resource your members need during economic uncertainty.

Leveraging their charter, working with fintech partners and adopting real-time payments can help CUs win over consumers.

Outsourcing helps to level the playing field for credit unions in terms of digital capabilities and cost efficiency.

With no shareholders to answer to, credit unions have an outsized opportunity to help smaller communities.