Commentary

What is crystal clear to anyone involved with credit unions is that they are unique entities. It is also clear that only credit unions themselves can make the case for their uniqueness, especially to public officials and members of the press. I firmly believe credit unions must take on this...

A name change. Some credit unions may feel like everyone's on the bandwagon, but are unsure of the long-term benefits to the organization. Some may say, `we recognize the need for change, but a name change is a significant move and we're concerned about losing our focus - on our...

We in the state system - state regulators, credit unions, leagues and national professional and trade associations - are keenly aware of the many challenges facing the system. And although the state system is alive and well and has been so for a number of years, today the dual chartering...

While the concept of collaboration within the credit union movement has been discussed for many years, technology CUSOs are a relatively new breed. More and more of these CUSOs are forming as a way to help more CUs get the most out of a particular core system. Here's a look...

They're back! The scammers, spammers, and flimflammers are out in force once again. Sprouting like weeds following a heavy rain and equally virulent, these black hats of the mortgage business take root in the fertile ground created by rising interest rates, thriving on the confusion and fears of the borrowers...

In many ways, the last few years have not been easy ones for credit card issuers. The weak economy has caused a number of problems. Consumers weren't willing to spend as much or borrow, issuers wrote off more accounts and the competition for good cardholders did nothing but intensify. These...

Over the past few months, a class of malicious programs known as "spyware" has emerged as a new Internet menace. Spyware are programs which transmit information from your computer, such as browser history or other personal information, to a remote server. These programs are sometimes installed by unsuspecting users who...

CUNA's Take on DNC In this piece, CUNA offers its first-hand look at what value credit unions' presence at the Democratic National Convention brings to the industry. Of course CUNA wasn't the only credit union player involved at the convention. NAFCU, the Association of Corporate Credit Unions, U.S. Central and...