Commentary

Credit unions began as a revolutionary idea of people helping people by pooling together resources and encouraging self-help. Today, credit unions are the leaders of the cooperative industry in assets, income, wages, employees and other significant categories.

Never in the history of the credit union industry has so much emphasis been put on risk concentrations. There is no need to wonder why. High concentrations of certain risks are a major cause of credit union failures.

Even in this age of hyper connectivity, the most important ingredient for growth and efficient operations come from within core values.

Even in this age of hyper connectivity, the most important ingredient for growth and efficient operations come from within core values.

Never has has so much emphasis been put on risk concentrations. There is no need to wonder why.

Credit unions began as a revolutionary idea of people helping people by pooling together resources and encouraging self-help. It's time to remind people of that.

Credit unions began as a revolutionary idea of people helping people by pooling together resources and encouraging self-help. It's time to remind people of that.

I sat next to a man on the plane out to the Credit Union Water Cooler Symposium in Indiana who turned 30 people supporting his cause into 5,000.