Doubt has been swirling around the potential widespread use of near field communication, or NFC, a technology that links consumers mobile phones to merchants point-of-sale terminals, enabling instant mobile payments. Apple released the iPhone 5 without an NFC chip, leaving millions of consumers out of the NFC equation.

Theres no doubt that member demand for convenient banking services such as remote deposit capture and person-to-person payments is high. But some credit unions may be overwhelmed by the homework required to implement these services, especially the need to comply with applicable regulations such as Bank Secrecy Act/Anti-Money Laundering.

Investing and stock trading isnt typically at the top of members to-do lists, especially young members lists. And its not a priority for most credit unions either. In fact, according to Hendrix Niemann, managing director of practice and wealth management services for CUNA Brokerage Services Inc., about 1,000 credit unions...

Helping members manage their money with personal financial management tools is a win-win move for credit unions and members. Add a mobile alert feature that keeps members on top of their spending 24/7, and they may be even more likely to improve their habits.

A new report from FICO Labs states U.S. student loan delinquency rates climbed by nearly 22% in the past five years.

As many credit unions learned recently during Hurricane Sandy, disasters can happen. Especially in storm-prone coastal areas, its important for credit unions to have reliable back-up plans for their data should a weather-related catastrophe strike.

Repetitive yet necessary tasks such as counting cash and scanning checks steal away precious time that branch employees could be devoting to servicing their members.

Reducing deposit fraud cases is an important goal at any credit union. At University Federal Credit Union, one incident in particular triggered the need for a new solution that would allow it to take a preventative approach against this common form of fraud.