More than 1,000 member credit unions in 49 states receive 12.5% of their perpetual contributed capital.

Wyoming's Blue FCU and TruStone Financial CU file the first credit union deals of 2024 with the SEC.

Four other credit unions spread more than $10 million from Alabama to Wisconsin.

VyStar Credit Union's expansions helped the South exceed its pre-pandemic location count.

Michigan credit union and two others distributing more than $22 million this season.

The largest of the four special dividends is $16 million by Eastman CU of Tennessee.

However, members using its services spent little more than a year ago by credit card.

The groups differ on recession odds in the New Year, and the speed of rate declines is outrunning their predictions.