With its 2010 marketing conference in place and a revamped Web site, the Marketing Association of Credit Unions has a lot to celebrate.

When Aaron Young was still in law school, he realized many people did not have financial access to the legal help they needed.

It seems only natural that veterans who slogged ashore in Normandy or Iwo Jima or flew over Berlin and Tokyo on bombing raids should have a chance to see the World War II memorial in Washington, D.C.

Asking Joanie Johnson to select her favorite cause is like asking a mother to pick her favorite child-can't be done.

With developers and landlords anxious to deal, construction crews eager for work and attractive locations available, it seems a good time to open another branch or build a new headquarters.

"Seasonal employment. Reindeer wanted. New working conditions-lighter loads, fewer stops. Apply S. Claus, North Pole."

What you see-members boosting savings but not rushing over to the loan department to borrow money-is likely what you will get for a while.

"Somewhere, a disgruntled, stressed-out employee is sitting in a break room, beneath the fluorescent lights, thinking up a new fraud scheme right now."