Analysis

The share of adults who say they are worse off financially than a year earlier drops to 31% from 35% in 2022.

Consultant Mike Higgins devises a gauge to show the efficiency of producing output important to credit unions.

But other data shows a continuing drop in loan originations and weak loan quality.

NCUA data shows overdraft and NSF fees are a bigger share of assets for credit unions with $1B to $5B in assets.

The largest credit unions benefit from lower loan loss provisions, but revenues and loan originations fall.

Almost seven in 10 young adults agree their employer should provide services that address financial stress.

Hispanics, Blacks and other minorities were twice as likely to be denied first mortgages than whites in 2023.

It raises its 2024 outlook for new cars to used car sales to a 2% gain, and new cars sold through dealers to 1.6%.