Analysis

PSCU's latest data shows a slight pull back from recent gains in debit and credit trends during the pandemic.

Despite the NCUA's efforts, the number of credit union MDIs continues to decline, mainly because of consolidation.

The NCUA's FOM rule starts a new chapter of growth for CUs, especially in community charters, rural districts and underserved areas.

This updated survey indicates if the issue is not addressed, generational wealth transfers could prove "devastating" for CUs.

"It may be too early to call this a recovery," but the data suggests the signs are pointing in a positive direction.

Overall, card payments finally returned to an upward trend, according to the latest report.