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CHICAGO -Fitch Ratings has affirmed CMG Mortgage Insurance Company's `AA' insurer financial strength rating. As part of its review process, Fitch stress tested CMG's insured mortgage portfolio to estimate the impact a severe economic downturn and the resulting mortgage loan defaults could have on the company's capital position. The results...
ATLANTA - For financial service and insurance industry professionals looking for training and education help is simply a click away. Since 1924 LOMA has provided learning materials for the insurance industry and it has recently launched an e-learning site -LOMALearn.com. LOMALearn offers more than 100 interactive courses covering life insurance,...
SEATTLE - Safeco and Los Angeles-based Answer Financial Inc. have joined forces to sell automobile, homeowners, and other property and casualty policies via the Internet and call centers. In addition the Answer Financial link grants customers access to annuities; prepaid legal services; home warranty, vision, and prescription discount plans; online...
SOUTHBEND, Ind. - When it comes to loans, Communitywide Federal Credit Union can shout, "What a difference automation makes". In 2001, the $84 million credit union managed to increase its loan volume by more than 50% to over $60 million. "Two factors have made our rapid loan growth possible," said...
WEST PALM BEACH, Fla. - The latest controversy striking the insurance industry is the legitimacy of the increased use of credit scores. Recently Allstate Insurance Company stated that it will stop writing homeowners insurance policies for new customers in Texas who fall in the lowest three tiers of its five-point...
CU broker/dealer CNBS claims survey proves it has largest brokerage marketshare in CU industry. See story page 24.
2002 is barely half over and it's already turning out to be an eventful year on the mortgage lending front. Read about some of the more recent legislative and service initiatives on pages 18-22.
VIENNA, Va. - In what Lou Jennings, executive vp of Navy FCU's mortgage department calls "a CUSO's CUSO," Navy Federal Financial Group, a wholly-owned CUSO of Navy FCU, is forming a separate real estate and mortgage settlement services CUSO - Navy Real Estate Services LLC - that Jennings said will...
RICHMOND, Va. - Legislation allowing payday lenders licensed by the State Corporation Commission to transact business in Virginia has been enacted and becomes effective July 1, 2002. To be licensed, a payday lending business has to pay a $500 application fee, a surety bond in the sum of $10,000 per...
A recently completed survey by Harvard University's Joint Center for Housing Studies showed that the price of homes have gone up so high over the past 13 years making the availability of affordable housing not only a problem for the poor, but for middle-income families also. It has made the...
From Elan Credit Card
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Explore how cloud-based solutions revolutionize deposit management and transaction processing for credit unions. Download the white paper now!
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Access this white paper to discover how modern technology is revolutionizing payment experiences while lowering operational costs.
Download ResourceFrom Open Lending
Millennials and Gen Z consumers represent a significant opportunity for credit union lenders. This report uncovers key trends and insights about their credit outlook and how to capture their long-term value.
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As quickly as technology advances, so do the expectations of your members. Learn what digital capabilities and solutions are trending, how much credit unions are investing, and what’s next in payments innovation.
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Struggling to keep your credit card program profitable? Discover why many leaders are turning to the agent issuing model.
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Consumers with general-use credit cards average 37% higher monthly spend than those with co-branded cards. Learn more preferences, habits, and trends in this new report from Elan Credit Card and PYMNTS Intelligence.
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Social media scams, phishing, and telephone-oriented attack delivery are a few of the increasingly sophisticated attack methods by cybercriminals. Learn more about these evolving techniques and how to protect your members.
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Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.
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Learn where consumers are applying for credit cards, what type of spenders they are, what features are most persuasive, and what smaller financial institutions should focus on to continue expanding their market share.
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When Vantage West CU decided to prioritize a seamless digital experience and data-driven lending decisions, they knew the right partner was critical. Download this case study and discover how they diversified their loan portfolio, acquired 1400 new members in 6 months, and built in flexibility to withstand the economic cycles.
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Customer payment expectations are shifting. Explore the top five merchant payments trends we’re watching in 2023 and learn how a partnership may help meet the needs of your members.
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Nearly 33% of cardholders increased their credit card spending over the last six months, showing how critical credit cards are in today's economic environment.
Download ResourceFrom Elan Credit Card
Young adults are the future of your credit union. From college to home-buying, learn why credit cards are key to winning the loyalty of Gen Z and millennials.
Download ResourceFrom Elan Credit Card
With the current economic environment and rise in interest rates, credit unions may find the credit card market increasingly complex to operate internally. Learn why shifting from insourcing to outsourcing your credit card program can benefit your credit union.
Download ResourceFrom Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
Download ResourceFrom CPI
Discover five critical factors you should consider when choosing to deploy an instant issuance solution -- all of which can affect cost, efficiency and member experience.
Download ResourceFrom Alkami
This comprehensive market study dives deep into the contrasting views between financial institutions and account holders, offering critical insights that can drive your credit union's strategic decisions.
Download ResourceFrom CPI
We worked with an independent researcher to conduct an online survey of over 2000 credit and debit card users to find out how people pay everyday. Download the results!
Download ResourceFrom TransUnion
What if you could get your offer to consumers before the competition?
Download ResourceFrom Elan Credit Card
Unlock insights into the spending habits and motivations of new cardholders! Explore why so many chose general-purpose credit cards and what this trend means for industry leaders.
Download ResourceFrom Alogent
Managing deposits effectively is more crucial than ever to keep pace with member expectation. Discover how a transaction level approach to deposit automation delivers unmatched speed, a lower risk for fraud, and reduced operating costs.
Download ResourceFrom Alogent
Explore how cloud-based solutions revolutionize deposit management and transaction processing for credit unions. Download the white paper now!
Download ResourceFrom Alogent
Enhance your credit union’s security with a comprehensive approach to check fraud mitigation. Discover how built-in capabilities safeguard both your organization and your members.
Download ResourceFrom Alogent
Access this white paper to discover how modern technology is revolutionizing payment experiences while lowering operational costs.
Download ResourceFrom Open Lending
Millennials and Gen Z consumers represent a significant opportunity for credit union lenders. This report uncovers key trends and insights about their credit outlook and how to capture their long-term value.
Download ResourceFrom Elan Credit Card
As quickly as technology advances, so do the expectations of your members. Learn what digital capabilities and solutions are trending, how much credit unions are investing, and what’s next in payments innovation.
Download ResourceFrom Elan Credit Card
Struggling to keep your credit card program profitable? Discover why many leaders are turning to the agent issuing model.
Download ResourceFrom Elan Credit Card
Consumers with general-use credit cards average 37% higher monthly spend than those with co-branded cards. Learn more preferences, habits, and trends in this new report from Elan Credit Card and PYMNTS Intelligence.
Download ResourceFrom Elan Credit Card
Social media scams, phishing, and telephone-oriented attack delivery are a few of the increasingly sophisticated attack methods by cybercriminals. Learn more about these evolving techniques and how to protect your members.
Download ResourceFrom Elan Credit Card
Does the value outweigh the risk? Review three key considerations when evaluating whether to invest in growing an internal credit card program or explore an outsourced solution.
Download ResourceFrom Elan Credit Card
Learn where consumers are applying for credit cards, what type of spenders they are, what features are most persuasive, and what smaller financial institutions should focus on to continue expanding their market share.
Download ResourceFrom Upstart
When Vantage West CU decided to prioritize a seamless digital experience and data-driven lending decisions, they knew the right partner was critical. Download this case study and discover how they diversified their loan portfolio, acquired 1400 new members in 6 months, and built in flexibility to withstand the economic cycles.
Download ResourceFrom Elan Credit Card
Customer payment expectations are shifting. Explore the top five merchant payments trends we’re watching in 2023 and learn how a partnership may help meet the needs of your members.
Download ResourceFrom Elan Credit Card
Nearly 33% of cardholders increased their credit card spending over the last six months, showing how critical credit cards are in today's economic environment.
Download ResourceFrom Elan Credit Card
Young adults are the future of your credit union. From college to home-buying, learn why credit cards are key to winning the loyalty of Gen Z and millennials.
Download ResourceFrom Elan Credit Card
With the current economic environment and rise in interest rates, credit unions may find the credit card market increasingly complex to operate internally. Learn why shifting from insourcing to outsourcing your credit card program can benefit your credit union.
Download ResourceFrom Elan Credit Card
A credit union’s ability to deliver the right products and services that best meet members’ daily needs is the most important factor in creating a superior member experience.
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