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The pace of growth in Q1 will be twice as fast as expected two months ago, according to a Bloomberg survey of economists.
The decline underscores the challenges of further upward momentum in the housing market.
Headwinds, along with the affordability for first-time home buyers, has created a tricky real estate lending market.
So far, neither higher home prices nor a four-year high in mortgage costs have been enough to dissuade buyers.
Americans credit card balances mount during the 2017 holiday shopping season.
