Umholtz questions the reasoning behind disparate impact.

Consultant Marvin Umholtz responds to Executive Editor Heather Anderson's column on FinCEN and the NCUA.

Consultant Marvin Umholtz responds to Executive Editor Heather Anderson's column on FinCEN and the NCUA.

Agency's guidelines will make it impossible for service providers to operate in the payday lending space.

Strategic consultant says the interagency OMWI diversity rule likely violates the important Fourteenth Amendment Equal Protection Clause.

Consultant responds to recent opinion piece in favor of Dodd-Frank mandated diversity initiatives.

Credit Union Times recent report about a letter sent by NCUA Board Chairman Debbie Matz to the National Consumer Law Center and the Center for Responsible Lending led me to question the agencys priorities. I continue to be puzzled by why the NCUA, and especially Matz, expends so much energy...