The rise of the importance of mobile platforms means any credit union that is behind that curve will lose members.

If a financial services provider can't keep pace with rising consumer expectations, it will be left in the dust.

As they look to carve out future success and beat their competitors, credit unions must remember their purpose.

All of us in the credit union industryregulators, credit union professionals and directorshave a role to play. Our actions have consequences both short term and long term. I fear that the actions of some of us are leading credit unions on a path to mediocrity.

The NCUA is currently considering amendments to Part 703, the investment regulation. NCUA has not yet issued proposed changes.

The NCUA is currently considering amendments to Part 703, the investment regulation. NCUA has not yet issued proposed changes. From them, consider this idea: a mutual fund of credit union loans.