A functioning cash supply is a stabilizing factor in our society, both in everyday life and especially in times of crisis. While digital payments are on the rise in the United States, cash remains an important part of the economy. For credit unions, which often serve as the backbone of their communities, ensuring an efficient and reliable cash supply is critical to maintaining trust and meeting member needs.

According to the Federal Reserve, cash was used in 18% of all payments in 2022, and it continues to be an essential payment method, particularly for small-value transactions. As such, the demands for a robust and efficient cash circulation system are increasing. Standardized trays could help to streamline banknote transportation processes, leading to a significant increase in the efficiency of cash logistics, particularly for credit unions managing cash operations across multiple branches and ATMs.