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Cornerstone Advisors’ latest “What’s Going On in Banking” study revealed an increase in banking industry optimism this year due to growing confidence in the economy, expectations of a supportive operating environment for bankers, and hopes for financial institution-friendly regulatory changes.

According to the report released last week by the Scottsdale, Ariz.-based consulting firm, more than twice as many bank and credit union executive respondents were very optimistic going into 2025 as they were going into 2024 – 12% compared to last year’s 5%. More than eight in 10 respondents (83%) were very or somewhat optimistic about 2025, a jump from 60% in 2024.


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