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A simple truth lies at the heart of a credit union’s mission: A member’s loyalty is earned, not given. Attracting and retaining members is, therefore, an ongoing and central priority – credit unions’ growth, profitability and prominence in the communities they serve depend on it. In a world where large commercial banks often appeal to customers with sophisticated, feature-rich reward programs, credit unions can either emulate those strategies or carve out their own approach that speaks directly to their members’ desire for everyday value and meaningful benefits.

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