Screenshot of banner announcing BNPL service at APCU/Center Parc. (Credit: apcu.com)
The $2.3 billion, Atlanta-based Atlanta Postal Credit Union (APCU) and Center Parc Credit Union, a division of APCU, became the first credit union in Georgia to launch Buy Now, Pay Later (BNPL) services for members.
Working with the Scottsdale, Ariz.-based BNPL platform provider equipifi, which has enabled more than 30 other credit unions to provide the service, APCU/Center Parc is now extending personalized BNPL offers to members within digital banking, allowing them to split payments on eligible debit card transactions.
“At APCU/Center Parc, we are dedicated to our members who have chosen to bank with us to reach their goals and build their futures,” APCU/Center Parc President/CEO Blake Graham said. “With the launch of BNPL powered by equipifi, our members will receive state-of-the-art purchase financing that is personalized to their budget and needs, from the financial institution that they trust.”
According to a landing page on APCU/Center Parc’s website announcing the new service, members who make an eligible purchase can set up a BNPL plan within online banking and the credit union’s mobile app. BNPL-eligible purchases are debit card purchases made in the past 60 days of $100 or more that are not cash equivalent purchases, such as ATM withdrawals, money orders and cash advances. The credit union noted merchant types and transaction limits may also impact eligibility, and that members with active BNPL plans may not be eligible for new plans until their current plans are paid back.
equipfi previously launched BNPL with Financial Plus Credit Union ($1.3 billion, Flint, Mich.) and USF Federal Credit Union ($1.1 billion, Tampa, Fla.) – the first credit union in Florida to do so.
“Buy Now, Pay Later is a financial service that consumers want and are increasingly expecting from their primary financial institutions,” Bryce Deeney, CEO and co-founder of equipifi, said. “By launching BNPL, APCU/Center Parc is delivering safe and intuitive access to credit in the way that their membership prefers.”
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Natasha Chilingerian
Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and following a two-year hiatus from 2013-2015, during which time she served as a communications specialist for Xceed Financial Credit Union (now Kinecta Federal Credit Union), she re-joined the CU Times team full-time as managing editor. She was promoted to executive editor in 2019. In the earlier days of her career, Chilingerian focused on news and lifestyle journalism, serving as a writer and editor for numerous regional publications in Oregon, Louisiana, South Carolina and the San Francisco Bay Area. In addition, she holds experience in marketing copywriting for companies in the finance and technology space. At CU Times, she covers People and Community news, cybersecurity, fintech partnerships, marketing, workplace culture, leadership, DEI, branch strategies, digital banking and more. She currently works remotely and splits her time between Southern California and Portland, Ore.
