Perhaps there is no better person to respond to a letter from 10 members of Congress than Bill Birnie after they criticized Frontwave Credit Union's overdraft fees charged to young U.S. Marine members. After all, he has served as president/CEO of the Oceanside, Calif.-based credit union for more than eight years, and he has also served in the Marine Corps for 25 years, retiring at the highest enlisted rank of Sergeant Major.
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