This session is sponsored by:

If you want to sound smart, just use the word "strategy" in a sentence. If you want to actually be smart, talk to Cox Automotive's Andy Mayers, AVP of Operations/Lender Solutions.

In this episode, Andy and I discuss auto lending strategies and behavioral shifts that have been happening sometimes slowly and sometimes quickly with members and credit union executives over the past 30 years.

We talk about what lenders are doing or trying to do to drive efficiencies and what those efficiencies should be. And let's not forget about the smaller credit unions and how they can take advantage of ways to scale their auto lending solutions.

What does Andy think is the biggest bummer still happening in the auto lending space? And should we bring back mimeograph machines? Listen, and find out.

To listen to the previous episode, click here.


Looking for more data-driven analysis of important credit union topics? Credit Union Times Executive Briefing is a must-read for credit union executives and those rising through the ranks of the credit union industry. It contains exclusive analysis on the biggest issues impacting credit union leaders PLUS our editors' recommended reads and thoughts on important issues on the CU horizon. Delivered in one monthly email – giving you access to the data and insights you need to grow your business and better serve your members in this ever-changing industry. Subscribe today!

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Michael Ogden

Editor-in-Chief at CU Times. To connect, email at [email protected]. As Editor-in-Chief of CU Times since 2016, Michael Ogden has led the editorial team in all aspects of content strategy and execution, including the creation of the publication’s exclusive and proprietary research database of the credit union industry’s economic landscape. Under Michael’s leadership, CU Times has successfully shifted to an all-digital editorial product with new focuses on the payments, fraud, lending and regulatory beats. Most recently, he introduced a data-focused editorial product for subscribers that breaks down credit union issues into hard data, allowing for a deeper and more factual narrative for readers. In 2024, he launched the "Shared Accounts With CU Times" podcast, which offers a fresh, inside-the-newsroom perspective through interviews with leaders from the credit union industry and the regulatory world. He dives into pressing credit union issues, while revealing the personalities working behind-the-scenes to push the credit union world forward. His background includes years as a radio and TV anchor/reporter and a public relations and digital/social media manager, where he covered the food and music industries, as well as cooperatives and credit unions. Over the years, he has launched numerous exclusive video and podcast series, including a successful series of interactive backstage interviews with musicians at music festivals, showcasing his social media and live streaming production skills.