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Artificial intelligence is one of those things that can either be high stakes or low stakes. On the low stakes end, you might ask ChatGPT to create a suggested itinerary for your European vacation. Or, if you're a writer for Buzzfeed, you might ask an AI image generator to design 50 different Barbie dream houses to represent all 50 states.

On the high stakes end, you might find a deep-fake video of a world leader making commentary that the real-life version of that leader never made circulating online, potentially influencing the outcome of an election or causing political unrest. You may start hearing about longtime screenwriters' careers ending because AI has begun writing TV and movie scripts. And, you'll observe your social media feeds continue to be influenced by AI algorithms that like to show us content that isn't always truthful or great for our mental health, but is likely to get a rise out of us, contributing to the spread of misinformation and polarization in society.

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Natasha Chilingerian

Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and following a two-year hiatus from 2013-2015, during which time she served as a communications specialist for Xceed Financial Credit Union (now Kinecta Federal Credit Union), she re-joined the CU Times team full-time as managing editor. She was promoted to executive editor in 2019. In the earlier days of her career, Chilingerian focused on news and lifestyle journalism, serving as a writer and editor for numerous regional publications in Oregon, Louisiana, South Carolina and the San Francisco Bay Area. In addition, she holds experience in marketing copywriting for companies in the finance and technology space. At CU Times, she covers People and Community news, cybersecurity, fintech partnerships, marketing, workplace culture, leadership, DEI, branch strategies, digital banking and more. She currently works remotely and splits her time between Southern California and Portland, Ore.