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DFCU Financial Credit Union is using a new base in Florida to draw in more members who need loans for homes, cars and other needs.
The credit union ($6 billion in assets, 232,449 members) has an unusually low loan-to-share ratio: 18.1% as of Dec. 31. Only 290 of the nation's 4,983 credit unions had a lower ratio, mostly very small credit unions.
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