Source: Callahan's Peer-to-Peer Analytics
Over the past two pandemic-affected years, credit unions faced a sudden surge of liquidity in the form of widespread Federal relief programs. Throughout 2022, however, that dynamic flipped more quickly than many anticipated. As price increases inflate the cost of living for many Americans, budgets have tightened, savings have declined and borrowing has surged. Now, some credit unions are focused on managing liquidity as they look ahead to 2023.
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