Source: Shutterstock.
When card holders' extra payments begin falling and their balances rise, it's a good sign that they are at risk for serious delinquency within a year, according to a TransUnion study released Thursday.
The study, "Detecting Early Indicators of Liquidity Shortage in Managing Card Portfolio," tracked the liquidity situations of 5.9 million card holders from September 2019 to December 2021. It compared two groups: The study group, which started the study current on card payments, but fell more than 90 days past due in payments at some point over the next 27 months, and the control group, which remained current throughout.
Complete your profile to continue reading and get FREE access to CUTimes.com, part of your ALM digital membership.
Your access to unlimited CUTimes.com content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking credit union news and analysis, on-site and via our newsletters and custom alerts
- Weekly Shared Accounts podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical coverage of the commercial real estate and financial advisory markets on our other ALM sites, GlobeSt.com and ThinkAdvisor.com
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
