As if 2020 wasn't bad enough, we have entered 2021 with another looming danger that continues to expand and wreak havoc in your members' lives. I call it the "cyber-demic," a cyber-warfare that's spreading like we haven't seen before, caused by hackers who are leveraging COVID-19 to steal, sell and damage your members' identities. Even more unsettling is that unlike the pandemic, there's no vaccine to slow down these attacks that are rapidly spreading and will continue to haunt individuals and businesses alike.

A detailed article from TechRepublic about the 2021 Experian Data Breach forecast painted a grim picture of what's yet to come:

• Hackers are likely to target digital usage from more remote working.
• Hackers may target the ecosystem of the COVID-19 vaccines.
• COVID-19 tracing apps create a new surface for hackers to exploit.
• The expansion of 5G will present increased vulnerabilities.
• The rush to adopt digital and telehealth services puts the health care industry at an even greater risk for attacks.

What is your credit union doing to support your members in the midst of these 2021 predictions? Your members face significant risks on several fronts, and attacks can strike without any warning.