New Year's Eve clock (Photo: Shutterstock)

As they look forward to the new year, many Americans remain optimistic and determined to make their money work harder, with 72% confident that they will be in a better financial position in 2021, according to Fidelity Investments' new year financial resolutions study.

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Michael S. Fischer

Michael S. Fischer is a longtime contributing writer for ThinkAdvisor. He previously reported on trade and intellectual property topics for the Economist Intelligence Unit and covered the hedge fund industry for MARHedge and Reuters News Service.