Graffiti Alley One of Hayes' shots of Graffiti Alley in Toronto.

It was 4:09 a.m., and I got an alert on my phone that asked me if I had attempted a $150 withdrawal from a bank in India. I had just returned from a fun birthday trip to Toronto, Canada – roughly 12,000 miles away from India. So, needless to say, it wasn't me who tried to withdraw the cash.

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