U.S. map (Image: Shutterstock).

Membership and loan growth surged last year in the Midwest, while sagging in the Mid-Atlantic, according to a report released Friday by NAFCU.

The Midwest and the Mid-Atlantic bracketed three key trends measuring growth for members, shares and loans for the 12 months of 2018, compared with 2017's values:

  • Membership grew about 5.5% in the Midwest, and only 2% in the Mid-Atlantic.
  • Share growth was about 7% in the Midwest, and under 4% in the Mid-Atlantic.
  • Loan portfolio growth was about 11.5% in the Midwest, but just over 6% in the Mid-Atlantic.

Return on average assets (ROA) was relatively consistent, ranging from about 0.8% for the Northeast to just over 1% for the West. ROA rose in 2018 because of an increase in net interest margins, and despite declining fee income, according to the report by NAFCU Chief Economist Curt Long.

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Jim DuPlessis

A journalist for decades.