Lobby of the NCUA.
This week, the NCUA board will vote to finalize updates to its risk-based capital rule. CUNA continues to have major concerns with the underlying regulation, which we have maintained is inconsistent with federal law and a solution in search of a problem. Nevertheless, it's important to acknowledge the NCUA board for taking a smart, positive step toward providing regulatory relief.
The NCUA's proposed rule is good, albeit imperfect. It would provide credit unions additional time to comply with the RBC rule, and, most importantly, it would narrow the focus of the rule, exempting 90% of credit unions. While CUNA supports a longer delay and other substantive modifications to the rule, the proposal's changes are important and will provide relief.
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