People just aren't ready to face cyberattacks on their own — but they'd do well to heed Shakespeare's words: "He who steals my purse steals trash;… but he that filches from me my good name…."

According to the 2018 Chubb Cyber Risk Survey, individuals aren't ready to cope with attacks on their own or their families' data. And a whopping 86% are clueless not only about what to do, but about how vulnerable their data is, in case of cyber threats.

The drained bank account actually isn't the biggest risk people face, although that's what 80% of respondents are most worried about. After all, the bank will pay you back. Bigger threats that insinuate themselves further into people's lives are those facing family members' Social Security numbers (60%), medical records (30%), email addresses (18%) and public WiFi exposures (12%).