Gen Z is already learning to be smart about money.
Given how clueless the average millennial is about finances (or at least believed to be), I'm not too embarrassed to admit I never gave a thought to retirement planning until just recently. I always contributed to a 401(k) if my employer offered one and my parents and I opened a Roth IRA years ago, but I couldn't have told you the status of either account without doing some digging. And as a debt-free only child to parents who have lived frugally, saved their money wisely and invested in real estate, I grew up with the mentality that when it comes to finances, things will be "taken care of."
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Natasha Chilingerian
Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and following a two-year hiatus from 2013-2015, during which time she served as a communications specialist for Xceed Financial Credit Union (now Kinecta Federal Credit Union), she re-joined the CU Times team full-time as managing editor. She was promoted to executive editor in 2019. In the earlier days of her career, Chilingerian focused on news and lifestyle journalism, serving as a writer and editor for numerous regional publications in Oregon, Louisiana, South Carolina and the San Francisco Bay Area. In addition, she holds experience in marketing copywriting for companies in the finance and technology space. At CU Times, she covers People and Community news, cybersecurity, fintech partnerships, marketing, workplace culture, leadership, DEI, branch strategies, digital banking and more. She currently works remotely and splits her time between Southern California and Portland, Ore.
