Some consumers suffer from screen addiction.

I've always felt lucky to have been born in the perfect year (1983) to grow up alongside an incredible technology evolution – from land line phones and cassette tapes in junior high; to CDs and the first Nokia cell phones in high school; to texting, MySpace and Facebook's first days in my early 20s; to 24/7 connectivity and media streaming via smartphones and other devices in my late 20s and early 30s. I loved the fact these innovations came about during these particular stages of my life; today's senior citizens, for example, missed out on the fun until later on and are more hesitant to adopt new technology (unless you're my 100-year-old grandma, who texts and uses Facebook daily. No joke.) And Gen Zers are stuck navigating adolescence in a world of posting and sharing. The way bullying took place when I was that age – verbally and in written notes – was bad enough; cyberbullying takes it to a whole new level.

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Natasha Chilingerian

Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and following a two-year hiatus from 2013-2015, during which time she served as a communications specialist for Xceed Financial Credit Union (now Kinecta Federal Credit Union), she re-joined the CU Times team full-time as managing editor. She was promoted to executive editor in 2019. In the earlier days of her career, Chilingerian focused on news and lifestyle journalism, serving as a writer and editor for numerous regional publications in Oregon, Louisiana, South Carolina and the San Francisco Bay Area. In addition, she holds experience in marketing copywriting for companies in the finance and technology space. At CU Times, she covers People and Community news, cybersecurity, fintech partnerships, marketing, workplace culture, leadership, DEI, branch strategies, digital banking and more. She currently works remotely and splits her time between Southern California and Portland, Ore.