Talking with Joan Nelson will have you, inevitably, reflecting on your own life, and how you can do and be better. She's an even-keeled and inspiring force of nature, and she's made her altruistic spirit evident throughout her professional and personal life.

Early in her life, her parents instilled in her the value of helping others. "I've been through a lot in life, and I've had a lot of different experiences, both good and bad, but I was raised by parents who gave me the skills that I needed to weather the storm. I was always taught that you share your blessings, and if you do, they'll always come back to you," Nelson, chairman of the board at the $2.9 billion Coastal Credit Union in Raleigh, N.C., said.

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