Fintech is a word tossed around often in the financial industry. On occasion it's good to remind ourselves exactly what we're dealing with when it comes to fintech and its meaning on the work we're doing and what it all means in a bigger sense of disruption.

If you look at how retail has been disrupted by online shopping — and even how pizza ordering and delivery has gone over to the tech side — you'll see the effects of financial technology at work.

But how much more disruptive is fintech to the financial industry?

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.