These days, cyberattacks are happening at a dizzying pace, with each breach more expansive than the last. As a result, more company leaders are seeking out cyber liability insurance, fueled either by client mandate or by their own actualization that these threats are never going away.

Cyber crime is a much different risk, with a different and often more complicated remediation path than other business risks. It follows that the application process for cyber liability coverage is unique.

The application forms aren't standardized, and they can vary in length from a few pages to more than a dozen, depending on the carrier. However, regardless of what the application looks like, most insurers assess risk by seeking out information in these three key areas: people, process and technology/data.