One of my favorite heroes is Peter Parker, a.k.a., Spiderman. Like many classic heroes, in Spiderman's origin story, he struggles with his newfound powers. He faces conflict in how to apply them; not realizing the great impacts his actions can have on those around him. The credit union movement is also one of my favorite heroes, and I see great similarities between the two.

Today's challenges even sound like the set-up for a new superhero story: Who stands to gain in a deregulated space? Will fewer regulations make credit unions better, or make credit union members better? And who will they serve under a new regulatory landscape? With these questions and many more still up in the air, it's up to credit unions to decide what answers will prevail for the future of the movement.

Situation: Increasing Cost of Regulation on CUs

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