"Voters Favor Increased Regulation of Financial Institutions: Poll," Feb. 9

And how many of those pollers are thinking about the too-big-to-fail banks when they're asked this question? Polls are all about the psychology of how questions are posed. Did they specifically ask if community banks and credit unions should have increased regulation, or was it a general question about the financial institution industry?

David Murphy

"Melrose Credit Union Conserved," Feb. 10

I'm not sure about this. Though I prefer a capital ratio of 10%, Melrose is not that under-capitalized. After all, the irresponsible NCUA has been stating that a 7% ratio is fine. There must be a lot more to this story.

WVF

The "irresponsible NCUA" has never told any credit union to place all its eggs in one basket.

Kirbydog9

Maybe not, but they certainly didn't cite any concentration risk concern until those medallion values started going south. That's like pointing out the iceberg on the Titanic after you've already hit it.

David Murphy

There are more than likely a lot of additional losses to come on their medallion portfolio. They wiped out $280 million in capital in two years. My guess is that they will wipe out 100% of their capital (plus some) before it is all over.

CEO

Taxi medallion loans were advertised as rock solid and the medallions themselves would never lose value. When something seems too good to believe it usually is. The ideal of having millions of loan dollars in something like this just shows how far this CU strayed from its roots.

BillyBobJim

"Millennials Overconfident & Unprepared in Managing Money," Feb. 10

What does that tell us about millennials as potential credit union employees? This does not bode well for the future.

WVF

"Trump Won't Defend CFPB in Court, Groups Argue," Feb. 14

This is just another bogus group that needs to be eliminated. Hopefully, President Trump will be successful in getting rid of this outfit. Anything Obama was involved with has been bad for America.

WVF