They have lofty goals for that retirement, too, with 38% saying it will be a time to “relax and indulge” and 34% planning to reinvent themselves and learn or experience new things. Nineteen percent want to keep doing just what they're doing for as long as possible, and 53% overall of the reinventor and status-quo groups plan a more active retirement.

Two percent, however, expect that it will be a difficult time, while 6% say they don't know what to expect. (Two percent also say that their ideal retirement is “very unattainable,” and 6% say it's “somewhat unattainable.”)

Men and women are looking at retirement differently, with women more looking forward to travel— at 76% —than men, at 64%.

But fewer women anticipate retirement as being so enjoyable, with only 36% describing it as a time to relax and indulge, compared with 40% of men, and just 44% of women saying their ideal retirement is very attainable, compared with 50% of men.

There's also a mixed outlook on the potential for extended longevity.

Asked whether the prospect of an additional 30 years of retirement to plan for is a positive or a negative, more than half (55%) of respondents said an additional 30 years of life would be “both a blessing and a curse,” thanks to the possibility of health issues that could make that longer lifespan more of an ordeal than a reward.

GenXers, at 37%, were more likely to label it a blessing, compared with just 29% of baby boomers. And 45% of respondents are skeptical about having an extra 30 years of life, with 35% optimistic and 26% excited at the prospect.

In addition, GenXers are significantly more likely, at 73%, to say the “longevity bonus” will impact how they plan and save for retirement than, unsurprisingly, baby boomers at 62%. Both, however, say they would need to work longer in order to save more money.