It's easy to take for granted how technology has changed the way the world does business. Consider what it was like going to the doctor a decade ago. Check-in was a matter of signing in with a pen. Most physicians were still operating with wall-to-wall, paper-based patient files and brought clip boards into examination rooms stuffed with documents detailing a person's medical history. Today, receptionists have you give your consent to treatment by signing on an electric pad with your finger, doctors carry tablets in and out of patient visits detailing their findings digitally, and they access their patients' medical histories from the cloud.

Not unlike health care and most all other industries, the impact technology has had on financial institutions and their lending apparatuses has been dramatic. Credit unions have reaped the benefits as well.

The Way We Were