There's a lot of conventional wisdom about how men and women approach money differently. Women are more risk-averse than men. They take longer to make decisions and they're less confident than male investors.

However, a recent survey by United Capital suggests that this perceived lack of confidence is malarkey.

"Where discrepancies between men and women's financial lives have been identified, the financial industry has attributed them to women's lack of confidence, their inability to plan long-term, and their traditional dependence on men," according to the report.

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