The Justice Department filed suit against COPOCO Community Credit Union, alleging it repossessed a service member's vehicles without obtaining the proper court orders.
The department contended the credit union violated the Servicemembers Civil Relief Act because it repossessed a vehicle without a court order after the owner made a deposit or installment payment on the loan before entering military service.
COPOCO Community's repossession process did not include any efforts to determine members' military status – such as checking the Pentagon's database – before repossessing their cars, the suit alleged.
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