When David Tran woke up on a hot July morning, he never expected Neighborhood Credit Union leaders would present him with a $10,000 check. 

"David Tran shows it is never too early to start saving money,"  Carolyn Jordan, svp at Neighborhood CU said. "We hope to see more of his peers follow his lead and save for a successful future."

Dallas-based Neighborhood Credit Union drew Tran's name from the ranks of its Prize Savings Account holders. Neighborhood Credit Union established the Prize Savings Account in 2008 to encourage people to save more money, at a time when the personal savings rate had dropped to one of the lowest levels in U.S. history, particularly among young people.

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