Jones, who has worked in the credit union industry for 20 years, said he believes it is a standard policy at financial institutions for members and customers to be responsible for what is deposited into their accounts.

Larkins cashed a $680 paycheck he earned from Latitude 360, a casual dining and entertainment center that shut down its Jacksonville location in January because of financial issues.

After the paycheck bounced, Metro North notified Larkins via certified letter, and also called and discussed the matter with him, Jones said.

"We try to work with our members when this sort of thing happens, and ask them if they can make payment arrangements until they can get the funds from the person who wrote them that check," Jones explained. "We try to advise on what they have to do and tell them if someone writes a bad check, they can take it to the state attorney's office and charge them for writing you a worthless check."

Jones said he feels bad for all of the people who were affected by the closing of Latitude 360. In January, local media outlets reported that at least 15 other employees received worthless paychecks.

Larkins told Action News Jax that he was frustrated because he worked hard to earn his paycheck and was being told by the credit union he had to pay it back.

"We're not trying to pick on him," Jones said. "We were trying to work out things and advising what we could do for him. But we can't chase the (Latitude 360) CEO down. It's not like we are trying to take the low road, but that's not the way it works. How would I have the right to sue Latitude? The check was not written to Metro North, it was written to Mr. Larkins."

Larkins did not return a CU Times phone message seeking comment on Tuesday.

Latitude 360 Inc. CEO Brent Brown could not be reached for comment Tuesday. The company's website no longer exists and its phone number that automatically transfers to a voicemail is no longer accepting messages. The company closed its other locations in Indianapolis and Pittsburgh, according to local media reports.

WPXI in Pittsburgh, which reached Brown in April, reported the CEO said he was working on paying his financial obligations, including employees' paychecks that bounced. However, Brown also said he did not know how long it would take him to pay all of his debts, according to WPXI.

Although Jones said he was a little bit upset that Larkins went to the media, he is still willing to work with Larkins to set up a repayment plan.