Fraudsters tend to think they are smarter than the rest of us and will never be caught.

Some are … but many are not as evidenced by the liars and cheaters we're profiling here.

Insurance fraud can be lucrative for some with close to $80 billion stolen annually according to the Washington-based Coalition Against Insurance Fraud. Sadly, it is honest consumers who end up paying for these fraudulent activities in the form of rising insurance premiums, bodily injuries or worse.

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