Fraud threats – including ransomware, Internal Revenue Service and tech support fraud, and cybercriminals who continue to crack malware code – are everywhere these days, industry experts and government agencies warned.

The number of breaches captured in the San Diego-based Identity Theft Resource Center's 2016 report totaled 227 as of April 5, nearly 10% higher than last year's record pace for the same time period (207). The good news is that breaches targeting the banking/financial/credit category are down more 70% compared to this time last year. Breaches targeting the government/military sector are down 20% from 2015's figures.

Meanwhile, the medical/healthcare field was up nearly 32%, and the education (15.8%) and business (14.3%) sectors showed year over year increases as well. Fraud in the five industry sectors broke down as follows: Business, 45.8%; medical/healthcare 38.3%; educational 9.7%; government/military, 3.5% and banking/credit/financial, 2.6%.