All states reported positive growth on average assets for the year, while the national aggregate return on average assets was 75 basis points for the year, a drop from the previous year's 80 basis points. Utah and North Dakota experienced the highest gains at 134 and 109 basis points, respectively, while New Jersey and Connecticut saw the lowest gains at 21 and 30 basis points, respectively.

While the national asset growth was 3.3%, New Hampshire saw the most growth at 7.1%, while Idaho held a close second at 7.0%. New Jersey and Delaware rounded out the bottom at 0.7% and 1.2%, respectively.

The median growth rate for shares and deposits improved to 3.6% from the previous year's 1.8%. Idaho and New Hampshire saw the highest gains with 7.5% and 7.1%, respectively, with New Jersey and Delaware showing the lowest share and deposit growth rate gains at 0.5% and 1.2%, respectively.

The median ratio of loans outstanding to total shares and deposits was 62%, up slightly from the previous year's 61%. Idaho (88%) and Alaska (83%) led the pack while Hawaii and Delaware reported the lowest gains at 43% and 45%, respectively.

The median total delinquency rate declined to 0.8% from the previous year at 0.9%. North and South Dakota both had the lowest delinquency rate at 0.4% each. New Jersey reported the highest median delinquency rate at 1.6%, and Delaware and the District of Columbia followed at 1.5%.

Membership growth fell at smaller credit unions, as 75% of credit unions that lost memberships had less than $50 million in assets. The median rate of growth was -0.2% for the year, compared to -0.3% for the previous year. Nationally, 52% of federally insured credit unions reported fewer members than they did last year.