For years, credit unions have used share and loan IDs (suffices) to identify member accounts. These ID numbers are a carryover from hand-written ledger cards that were used early on to record deposit and withdrawal transactions.
Credit union members were assigned a member account number, a "member number," and each sub account (primary share, checking, money market and loan) was denoted by assigning an ID number to identify the type and sequence for the account.
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