If you're already struggling to save enough for retirement, you might want a heads up on places where you'll continue to struggle once you do retire.

Thanks to WalletHub, we've got a list of the 10 places in the country you'd be well advised to reconsider before choosing to spend your retirement years there.

WalletHub looked at all 50 states and the District of Columbia, considering all sorts of elements that go into making a state a pleasant place to live.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.