The NCUA board on Thursday approved a proposed field of membership rule that modified the definition of service facility for multiple common bond credit unions to include a transactional website or mobile platform that, at a minimum, accepts deposits or loan applications, or disperses loans. 

Additionally, the rules would grant FOM regulatory relief to state chartered credit unions, too.

"While this proposed rule would remove some disparity between federal and state charters, it would also benefit many state charters. In states with wild card or parity provisions, state charters would be authorized to add new provisions granted to federal credit unions. We even received support from several state regulators as we developed this proposal," NCUA Chairman Debbie Matz said.