The French payment, data capture and document processing developer A2iA's new version of the A2iA Mobility app allows users to capture document, check or ID images without interacting directly with a device or pushing its camera button trigger, the company said.
This phenomenon is made possible by A2iA's Auto-Locate feature, a patented software toolkit dedicated to offline mobile data recognition and image analysis. A2iA Mobility V3.0 automatically detects a document within a video stream and takes the photo. The app intelligently locates and captures the image without the presence of an abounding box or pre-defined zone – the document must simply be shown on the screen of the mobile device.
“A2iA is helping to shape next-generation mobile solutions by changing the way image analysis and data extraction occurs, by bringing all of the intelligence directly to the handset and allowing for offline processing,” Jean-Louis Fages, A2iA's president and board chairman, said. “A2iA Mobility's newest release continues to address these market trends, and delivers an even simpler user experience with intelligent automation.”
A2iA Mobility is available for integration to iOS 64-bit and Android apps, and can be used to capture various document types including checks and identification documents. It also performs all processes locally – cellular service or Wi-Fi is not required.
The Federal Reserve said earlier this year that 51% of mobile bankers used remote deposit capture last year, an increase from 38% in 2013. Overall, cell phone owners who've used mobile banking jumped from 22% in 2011 to 39% last year, the Fed added.
A survey from the San Francisco, Calif.-based Javelin Strategy & Research found that 23% of consumers now prefer to employ their smartphones as the primary access point for their checking accounts, compared to 17% who favor the branch.
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Roy Urrico
Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).
