"How are the encroachments of the stronger to be prevented, or the wrongs of the weaker to be redressed, without an appeal to the people themselves, who, as the grantors of the commissions, can alone declare its true meaning and enforce its observance?"

-  James Madison, Federalist Paper No. 49

Heather Anderson misses a key point in her editorial regarding NCUA's budget. The NCUA is an agency of the government. The government must conduct its business in the open. James Madison opined on it in 1788 in the federalist papers, and Congress codified this core principal 200 years later in 1976 when it passed the Sunshine Act.

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